Health insurance, also known as medical insurance, is a necessary benefit for employees that covers medical expenses. In the UAE, GCC, and KSA, employers are expected to give health insurance to their employees, and the inclusion offered relies upon the kind of contract chosen by the business.
Medical / Health insurance contracts can cover different medical services costs, including specialist visits, hospitalization, physician recommended medicine, and emergency care. Medical insurance policies can vary in their coverage, and some policies may have limitations and exclusions.
Employers in the UAE, GCC, and KSA are expected to give medical protection to their employees, and the inclusion given depends on the worker's assignment and pay. The country's laws and regulations should be followed by the medical insurance policy, and employers should choose a policy that meets their employees' healthcare needs.
Employers may provide additional benefits, such as wellness programs, preventive care, and health screenings, in addition to medical insurance, to help employees feel better and save money on healthcare. Medical insurance is a necessary benefit for employees that can assist in attracting and retaining top talent while also providing financial security for employees and their families.